Social & Labour Insurance in Japan – Made Simple
Japan’s government mandates that all employees be enrolled in its Social and Labour Insurance System, which includes health, pension, unemployment, and accident coverage. These systems are legally required and heavily audited, with significant penalties for non-compliance.
SBC Group provides full-service support to ensure your company complies with every aspect of this critical system—saving time, reducing risk, and keeping your business protected.
What is Included in Japan’s Social & Labour Insurance System?
| Insurance Type | Coverage |
| Health Insurance | Medical care for employees and dependents |
| Pension Insurance | National pension contributions (Kosei Nenkin) |
| Long-Term Care Insurance | For employees aged 40+ |
| Unemployment Insurance | Income support during involuntary job loss |
| Workmen’s Accident Insurance | Injury compensation during work-related accidents |
All of the above must be administered correctly and reported monthly to the appropriate Japanese authorities.
Our Social & Labour Insurance Services
SBC Group handles the entire administrative lifecycle:
✅ Initial Registration
Enrolling companies and employees in all required systems
✅ Monthly Calculations & Deductions
Precise computation of contributions for payroll integration
✅ Premium Payments
Remitting employee and employer contributions to authorities
✅ Employee Changes
Adjustments for salary updates, new hires, terminations, and family changes
✅ Annual Reporting & Updates
Preparation of statutory documents such as the Labor Insurance Renewal Declaration and Annual Health/Pension Premium Recalculation
✅ Support for Expat Employees
Custom guidance for expats on dual coverage and totalization agreements
Who Needs This Service?
You’re required to participate if:
- You hire full-time employees or long-term contractors
- You operate a KK, GK, or branch office in Japan
- You offer salary-based compensation (not just dividends or fees)
Even foreign-owned businesses with just one employee must comply.
Why Compliance Matters
Japan’s Ministry of Health, Labour and Welfare (MHLW) and pension offices regularly audit companies for non-enrollment, underpayment, or late filing. Non-compliance can lead to:
- Hefty fines and backdated payments
- Delays in work visas and banking approvals
- Loss of employee trust and reputation risk
With SBC managing your insurance obligations, you gain confidence and operational continuity.
Why Choose SBC Group?
🌐 Bilingual, Cross-Border Experts
We support both Japanese and foreign employees, including expats
🧾 Integrated with Payroll
Your deductions, payslips, and filings are perfectly aligned
✅ Fully Compliant
Registered and experienced in all relevant filings with Japan’s labor bureaus
📈 Advisory-Driven
Get strategic input on optimizing your social and labor insurance structure
Let’s Simplify Your Insurance Administration
Whether you’re hiring your first employee or expanding your Japanese team, SBC Group will help you navigate the insurance maze—accurately, efficiently, and legally.
Contact Information
📍 4-3-9 Nihonbashimuromachi, Chuo-ku, Tokyo 103-0022
📧 contactus@sbc.gr.jp
📞 +(81) 3 6262 5444